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Lasting power of attorney in Chigwell

An LPA appoints people to make certain decisions if you need their help. There are separate property and financial affairs, and health and welfare LPAs. You must have mental capacity when making one, and it must be registered before use. Discuss attorneys, replacements and any instructions carefully.

Planning for a family home, children and a second marriage

If you own a home and have children, a will should do more than list beneficiaries. Consider who would act as executor, who would care for children under 18 and whether an inheritance should be managed until they are ready to receive it. The right starting point is your family circumstances, not a standard trust package.

A second marriage or blended family can create different priorities for a surviving partner and children from a previous relationship. Discuss ownership of the home, existing wills and whether a life-interest arrangement would be appropriate. Any trust needs careful drafting and an explanation of its costs, duties and tax consequences.

For Chigwell homeowners concerned about inheritance tax, consider the whole estate rather than the property alone. Available allowances depend on personal circumstances and who inherits. A will or trust does not, by itself, guarantee an inheritance-tax saving.

Questions to discuss before deciding

• Which of the two LPA types do you need?
• Who would act, and who could replace them?
• Do you understand registration charges and the conditions for use?

Prepare for your consultation

• Names of intended guardians, executors and beneficiaries
• How your home is owned and any outstanding mortgage
• Existing wills, marriage history and any overseas assets
• Questions about providing for a partner and children together

Our process

• Discussion of your wishes and circumstances
• Selection of appropriate attorneys and replacements
• Drafting of LPA documents
• Guidance on certificate provider requirements
• Assistance with signing and witnessing
• Registration with Office of the Public Guardian

What is included?

• Choose who makes decisions for you
• Avoid costly Court of Protection applications
• Protect your assets and finances
• Ensure your healthcare wishes are respected
• Peace of mind for you and your family
• Valid across England and Wales

See indicative guide prices; ask for a quote confirming scope and separate third-party charges.

More estate planning guidance for Chigwell

Speak to Inherita

Our published local office: 2 York House, Langston Road, Loughton, Essex, IG10 3TQ. Call to arrange an appointment. Telephone and video consultations are available.

Call 020 8798 0270 · Ask about your estate plan · Request a free 45-minute consultation

Nearby service areas

• Will writing and estate planning in Buckhurst Hill
• Will writing and estate planning in Loughton
• Will writing and estate planning in Essex
• Will writing and estate planning in London

Official guidance

• GOV.UK: making a will
• GOV.UK: lasting powers of attorney
• GOV.UK: inheritance tax thresholds and allowances
• GOV.UK: trusts and taxes
• GOV.UK: applying for probate
• GOV.UK: inheritance when someone dies without a will

General information for England and Wales, not personalised legal or tax advice. Prepared by Inherita; content reviewed 7 October 2026.

Frequently asked questions

Can you help with will writing in Chigwell?

Yes. Inherita serves Chigwell from its Loughton office and offers telephone or video consultations. We begin by discussing your family, assets, executors and wishes, then explain the scope and cost of drafting.

How do I provide for children from a previous relationship?

Explain all beneficiaries and your partner's needs before drafting a will. Home ownership, outright gifts and some trust arrangements can have different effects. Ask for a tailored explanation rather than assuming a standard will protects everyone in the same way.

Do you have a separate Chigwell office?

Our published local office is in Loughton: 2 York House, Langston Road, IG10 3TQ. We serve Chigwell, but do not claim a separate Chigwell branch. Call to arrange a suitable consultation.

How much is the official LPA registration fee?

GOV.UK currently lists an Office of the Public Guardian registration fee of £92 per LPA, with possible reductions or exemptions. This is separate from professional drafting charges. Check the current government guidance before applying.

What is a Lasting Power of Attorney?

An LPA is a legal document that lets you appoint one or more people to make decisions on your behalf if you lose capacity.

What are the two types of LPA?

Property and Financial Affairs LPA (for money, property, bills) and Health and Welfare LPA (for medical treatment, care, daily routine).

When should I set up an LPA?

Now, while you have mental capacity. You cannot create an LPA after losing capacity, and then families face expensive court applications.

Who can be my attorney?

Any adult you trust who is willing to act. Most people choose family members, close friends, or sometimes professionals.