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A will records who should inherit, who will act as executor and, where appropriate, guardians for children. In England and Wales it must meet signing and witnessing requirements. Tell your adviser about dependants, joint ownership, previous marriages and any overseas assets before drafting.
If you own a home and have children, a will should do more than list beneficiaries. Consider who would act as executor, who would care for children under 18 and whether an inheritance should be managed until they are ready to receive it. The right starting point is your family circumstances, not a standard trust package.
A second marriage or blended family can create different priorities for a surviving partner and children from a previous relationship. Discuss ownership of the home, existing wills and whether a life-interest arrangement would be appropriate. Any trust needs careful drafting and an explanation of its costs, duties and tax consequences.
For Chigwell homeowners concerned about inheritance tax, consider the whole estate rather than the property alone. Available allowances depend on personal circumstances and who inherits. A will or trust does not, by itself, guarantee an inheritance-tax saving.
See indicative guide prices; ask for a quote confirming scope and separate third-party charges.
More estate planning guidance for Chigwell
Our published local office: 2 York House, Langston Road, Loughton, Essex, IG10 3TQ. Call to arrange an appointment. Telephone and video consultations are available.
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General information for England and Wales, not personalised legal or tax advice. Prepared by Inherita; content reviewed 7 October 2026.
Yes. Inherita serves Chigwell from its Loughton office and offers telephone or video consultations. We begin by discussing your family, assets, executors and wishes, then explain the scope and cost of drafting.
Explain all beneficiaries and your partner's needs before drafting a will. Home ownership, outright gifts and some trust arrangements can have different effects. Ask for a tailored explanation rather than assuming a standard will protects everyone in the same way.
Our published local office is in Loughton: 2 York House, Langston Road, IG10 3TQ. We serve Chigwell, but do not claim a separate Chigwell branch. Call to arrange a suitable consultation.
Yes, but GOV.UK recommends getting advice if your will is not straightforward. It must be formally signed and witnessed to be valid. Blended families, trusts, businesses or overseas assets are reasons to discuss tailored advice.
Most wills can be completed within 2-3 weeks from your initial consultation. Complex estates may require additional time.
Yes, your will must be signed in the presence of two independent witnesses who are not beneficiaries.
Absolutely. We recommend reviewing your will every 3-5 years or after major life events such as marriage, divorce, or the birth of children.
Your estate will be distributed according to intestacy rules, which may not reflect your wishes. Your spouse may not automatically inherit everything.